Best for uneven cash flow
An advance against your future revenue — priced by funders competing for your deal in a live auction, not by a broker working the phones.
Offers improve as funders compete on your factor rate. Illustrative.
Advance amount
$5,000 – $1,000,000
Typical duration
2 – 18 months
Repayment
Fixed daily or weekly debits
Cost basis
A flat factor rate — not compounding interest
Working capital pricing is the most opaque corner of business funding — a broker shops your file privately, keeps the spread, and shows you one number. On Funding Network every matching funder sees your deal at the same time and knows competitors are bidding on it. They compete on factor rate, fees, and what actually lands in your account, and you watch every offer arrive in real time.
About five minutes: a few basics plus your recent bank statements, or link your bank securely.
Your deal is routed to funders whose criteria fit your revenue, industry, and history.
Each offer shows the advance amount, factor rate, payment, fees, and your true net — side by side as they improve.
Pick your winner, verify your identity and bank, sign in the app. Funds can arrive as soon as the next business day.
Say you accept a $50,000 advance at a 1.32× factor rate:
Illustrative only — your offers set your real terms. Every offer on Funding Network itemizes its fees and shows your exact net before you accept, and many funders include early-payoff discount windows that reduce the total cost if you pay off ahead of schedule.
Five minutes, no credit impact, real offers with zero obligation.
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