Best for ongoing needs

Business Line of Credit

A revolving credit line you draw on when you need it — with funders bidding for the right to back your business.

Apply Now5-minute application · soft credit pull only
Live auction
Funder A$75K limit
Funder B$90K limit
Funder C$110K limitBest

Funders compete on the limit and pricing they’ll back. Illustrative.

Credit limit

$10,000 – $250,000 typical

Draws

On demand, from your dashboard

Cost basis

You pay only on what you draw

Structure

Revolving — repay and draw again

A credit line, priced competitively

Line-of-credit terms vary wildly between funders — limits, draw fees, and repayment schedules are all over the map. Putting your application in front of competing funders at once means the limit and pricing you see reflect what your business is actually worth to them, not what one lender felt like offering.

1

Apply once

Same five-minute application — your revenue history is what sets your limit.

2

Funders compete on your line

Matching funders submit the credit limit and pricing they’ll back you at, side by side.

3

Accept and open your line

Verify, sign, and your line is live. Draw when you need to.

4

Draw, repay, repeat

You pay only on your outstanding balance. As you repay, your available credit refills.

A good fit when

  • Recurring inventory purchases with a payoff cycle
  • Smoothing payroll while receivables come in
  • A standby cushion you don’t pay for until you use it
  • Businesses that want flexibility more than a lump sum

What you'll need

  • 6+ months in business
  • $15,000+ in monthly revenue
  • 500+ personal credit (checked with a soft pull only)
  • A business bank account

What the numbers look like

Say you’re approved for a $100,000 line and draw $20,000 for inventory:

Credit limit$100,000
Amount drawn$20,000
You pay onThe $20,000 draw only
Remaining available$80,000 — refills as you repay

Illustrative only. Each funder’s offer spells out its draw terms, repayment schedule, and any fees before you accept anything.

Line of Credit questions

More questions? Read the full FAQ →